These Are the Most and Least Expensive States to Give Birth
Bringing a new life into the world is a momentous occasion, and with it can come a monumental price tag. In the United States, the average birth without insurance can cost between $11,000 and $17,000. This cost can vary based on whether you deliver vaginally or via c-section, what kind of insurance you have and surprisingly, location. The state you give birth in can make a big difference with neighboring states like New York and New Jersey having an almost $2,000 difference in cost.
To discover which states are most and least expensive to give birth, researchers from the Health Care Cost Institute examined the average costs of childbirth across different US states. The results yielded some surprises, with Nebraska taking the top spot for most expensive average out-of-pocket costs at $2,685 and Michigan with the least expensive out-of-pocket costs at $974.
The Top 10 Most Expensive States to Give Birth In:
- Nebraska
- Oklahoma
- South Dakota
- Tennessee
- Texas
- Minnesota
- Alaska
- Idaho
- Montana
- Georgia
The Top 10 Least Expensive States to Give Birth In
- Michigan
- District of Columbia
- Maryland
- Pennsylvania
- Delaware
- South Carolina
- New York
- Massachusetts
- New Jersey
- Illinois
Whatever state you live in it’s important to be prepared. Researchers found that 87 percent of parents reported having to pay some money out of pocket to cover labor and delivery costs. If you are looking to budget for baby, you can check out The Bump’s first-year cost calculator to determine how much you may need to save away. For a detailed breakdown of how much average out-of-pocket costs are in each state, check out the full online report.
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